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Home Solar Financing

American Savings Bank Clean Energy Loan

American Savings Bank Clean Energy Loan

Whether you’re trying to save money or reduce your carbon footprint, the purchase and installation* of a Photovoltaic (PV) or Solar Water Heating system is an enhancement to your home and an investment in Hawaii’s environment and your financial health. For the peace of mind knowing how you’ll finance your purchase go with a Clean Energy Loan from American Savings Bank — and let the sunshine in!

A Clean Energy Loan from American Savings Bank is an unsecured loan with no interest due during the initial term and no application fee or closing cost. Application is easy and getting a response is fast. Know how you’ll finance your PV or Solar Water Heating System when hiring your contractor.

Finance the costs for purchase and installation* of photovoltaic electricity or solar hot water systems including:

Call Sunetric today at (808) 262-6600 and ask about the Clean Energy Loan from
American Savings Bank, get more information, or apply online.

* Loan amount cannot exceed contract amount for the PV or Solar system. Installer must be a participating contractor. Current interest rate in effect as of 09/14/2011. This program is subject to change or discontinuation at any time by American Savings Bank without notice.

Live Right; Live Green. Only 2.99% APR (rate subject to change)

UH Federal Credit Union

The University of Hawai‘i Financial Credit Union offers a special for green-minded homeowners. The UHFCU Green Loan features a low 3.99% APR and covers eco-friendly products including solar water heaters and photovoltaic systems.

Learn more and apply online for the UHFCU Green Loan, call (808) 983-5500, or email UHFCU member services.


  • APR: Annual Percentage Rate
  • Must be a homeowner.
  • Loan term amortized over 10 years.
  • Loan value may NOT exceed 100%.
  • Rates and guidelines subject to change without notice. Other restrictions apply.
  • Introductory 3.99% interest rate is fixed for the first 24 months. Rate will then change annually on July 1 of every year thereafter and will be based on the Prime Rate.

Documents Needed

  • 1 month worth of recent paystubs (consecutive and within 60 days of app)
  • Homeowners Insurance statement
  • 1st mortgage statement (if applicable)
  • Estimate of qualifying product being purchased. (required prior to final approval)


GreenSun Hawaii

GreenSun Hawaii is an innovative financing program that provides property owners statewide with the most aggressive loan terms and interest rates possible for energy efficient and renewable energy equipment installations. From photovoltaic systems to solar water heaters and energy star refrigerators, GreenSun Hawaii gives you the power to significantly reduce your energy bill.

Participating Lenders

Start saving today — go to any participating financial institution and ask for a GreenSun Hawaii loan or apply online at


Geo Smart, Homeowner Center

EGIA has leveraged the buying power of its non-profit association to negotiate special financing program options for homeowners in need of energy efficiency and solar related home improvements. Virtually all home improvement projects are covered under the EGIA Financing Program.


Learn more about EGIA Residential Financing and apply online today!

Reel Green

Think Reel Green

Reel Green’s exclusive program enables every energy-conscious homeowner the ability to become sustainable while saving money and allowing the equipment to pay for itself over an extended period of time.


Learn more about Reel Green and apply online today!

Even More Options

We also recommend talking with your personal bank or visiting with a lending expert at one of the following Hawaii Banks to discuss other home energy financing programs that may be available to you.

Bank of Hawaii Central Pacific Bank
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