First Hawaiian Bank

Sunetric and First Hawaiian Bank are now offering special financing on solar for your home. There’s never been a better time to go solar.

• Competitive low rates
• System may qualify for State & Federal Tax Credits**
• Qualify for more than the cost of the system
• Local servicing
• Interest you pay may be tax deductible (contact your tax advisor regarding the deductibility of interest)

Call Sunetric today at (808) 262-6600 and ask about the First Hawaiian Bank EnergySmart Financing Program.

* Initial rate is for Equity FirstLine Plus credit line fixed rate advance for purchase price of a photovoltaic system for 12 months from account opening and will not increase during this period and then will adjust monthly at 1.50 percent age points over the index, which is The Wall Street Journal Prime Rate. After the initial fixed rate period the Annual Percentage Rate may vary and will never be lower than 4.50% per year and shall never be higher than 19% per year. Variable Annual Percentage Rate as of 7/1/11 is 4.82%. Unless locked at fixed rate, other advances after account opening are subject to variable rate. Investor rates are 0.50 percentage points higher. Terms subject to change at any time. You must carry insurance on the property that secures the credit line. No lender closing fees for owner occupants; however you must pay certain account opening fees to third parties to open a line; these fees include title insurance and if the property requires ALTA policy fee, condo review, appraisal, trust review, or other legal document preparation fees. Applicant will pay $100-245 (title insurance) and if required, will also pay these costs, which are estimated at $982 (ALTA policy fee), $136-$325 (condo review), $550-$750 (appraisal), $156-$312 (trust review), and $104-$208 (legal document preparation fees). Annual fee of $100 is waived for the first year for new accounts. Offer subject to credit approval and good for new approved Equity FirstLine Plus applications received between 6/13/11 to 8/13/11. Offer also good for existing Equity FirstLine Plus accounts in good standing with lock and line availability. Only Hawaii properties are eligible. Offer available only through a participating contractor and new PV systems installed.

** Consult with your tax advisor regarding the application of state and federal tax credits.

First Hawaiian Bank is not an agent or partner of or affiliated with any contractors approved for participation in the EnergySmart financing program.

American Savings Bank Clean Energy Loan

Whether you’re trying to save money or reduce your carbon footprint, the purchase and installation* of a Photovoltaic (PV) or Solar Water Heating system is an enhancement to your home and an investment in Hawaii’s environment and your financial health. For the peace of mind knowing how you’ll finance your purchase go with a Clean Energy Loan from American Savings Bank — and let the sunshine in!

A Clean Energy Loan from American Savings Bank is an unsecured loan with no interest due during the initial term and no application fee or closing cost. Application is easy and getting a response is fast. Know how you’ll finance your PV or Solar Water Heating System when hiring your contractor.

• For single-family homes and condos in Hawaii — (owner, owner-occupied, and investment properties)
• Choice of initial loan terms: 6, 12, 18 months
• No payments during the initial 6 months
• No interest throughout the initial term (0.00% interest rate)
• No pre-payment penalty
• Simple application process — by phone, in-person or online
• Quick approval on qualified loans up to $10,000
• Immediate conditional approval on qualified loans for $10,001 to $50,000

Finance the costs for purchase and installation* of photovoltaic electricity or solar hot water systems including:

• Materials and Labor
• Extended manufacturer’s warranty
• Manufacturer’s sales tax

Call Sunetric today at (808) 262-6600 and ask about the Clean Energy Loan from
American Savings Bank, get more information, or apply online.

* Loan amount cannot exceed contract amount for the PV or Solar system. Installer must be a participating contractor. Current interest rate in effect as of 09/14/2011. This program is subject to change or discontinuation at any time by American Savings Bank without notice.

SunPower Solar Loan

Highlights

• Low Rates: 5.24%- 10.99% APR.
• Terms: 5, 10, 15, & 20 year fully amortized loans.
• No balloon payment & unsecured — your home equity not necessary to obtain the loan.
• Loans ranging from $20,000 to $50,000 (5yr minimum is $5,000)
• Reasonable Credit Criteria: FICOs starting at 670
• No pre-payment penalties

Homeowner retains ownership of the system, takes advantage of:

• 30% Investment Tax Credit (ITC)
• State and local solar rebates
• Renewable Energy Credits (RECs)

Call Sunetric today at (808) 262-6600 and ask about the SunPower Solar Loan.